If you’ve been waiting on your $1,200 stimulus payment, time is running out. The IRS has issued a final reminder for eligible individuals to claim their checks before the deadline on May 31, 2025. Many Americans may not realize they still qualify, especially those with low or no income who didn’t file taxes in the previous year.
Why the May 31 Deadline Matters
The IRS has set a firm cut-off date of May 31, 2025, for eligible Americans to claim their $1,200 Economic Impact Payment (EIP). This stimulus was part of the federal pandemic relief packages, but a large number of eligible recipients—especially non-filers—have yet to claim it. Once the deadline passes, the money will no longer be available.
Who’s Still Eligible for the $1,200 Stimulus?
Eligibility includes individuals who earned under $75,000 in adjusted gross income in 2020 (or under $150,000 for married couples). Many non-tax filers, Social Security recipients, veterans, and low-income workers are still entitled to the payment but must act quickly. Dependents and individuals with ITINs are not eligible unless specific criteria are met.
How to Check if You’re on the IRS List
To verify if you’re eligible or if your payment is pending, visit the IRS’s “Get My Payment” tool online. If the tool doesn’t show a payment or indicates the need for further action, you may need to file a simple tax return or use the IRS Non-Filer tool (if reopened). Having your Social Security number, mailing address, and bank account info on hand will help.
Steps to Claim Your $1,200 Stimulus Check
If you haven’t received your payment, the quickest way to claim it is by filing a 2020 tax return—even if you had no income. Use free filing services through the IRS website or certified community tax partners. Ensure you provide accurate direct deposit information to speed up processing.
What Happens If You Miss the Deadline?
Missing the May 31, 2025 deadline means forfeiting the $1,200 payment entirely. There are no extensions or appeals after the final cut-off. The IRS urges all potentially eligible individuals to act now, especially if you didn’t file taxes or your status changed in recent years.
Stimulus Payment Overview
| Criteria | Details |
|---|---|
| Payment Amount | $1,200 |
| Deadline to Claim | May 31, 2025 |
| Income Limit (Single) | $75,000 or less |
| Income Limit (Married) | $150,000 or less |
| Claim Method | File a 2020 tax return or use Non-Filer tool |
| Eligible Groups | Low-income, non-filers, Social Security |
| Disbursement Method | Direct deposit or mailed check |
Millions of dollars remain unclaimed, and if you’re among those who didn’t receive your $1,200 stimulus check, now is the time to act. With the May 31, 2025 deadline approaching fast, make sure you’re on the IRS list by checking your status and filing the necessary paperwork. Don’t leave money on the table—especially when it could offer significant relief.
FAQ’s:
1. I didn’t file taxes in 2020—can I still claim the stimulus?
Yes, non-filers may still be eligible. You’ll need to file a simple 2020 return or check for updates on the IRS Non-Filer portal.
2. Can Social Security or SSI recipients get this payment?
Absolutely. Most Social Security, SSI, and VA beneficiaries qualify and should check the IRS portal for their status.
3. Will I receive the check automatically?
Not necessarily. If you didn’t file taxes or your information was outdated, the IRS may have missed you. Take action now to verify.
4. Is the payment taxable?
No. The $1,200 stimulus check is not considered taxable income.
5. What if I moved since the last time I filed?
Update your mailing address with the IRS or use direct deposit info on your return to ensure you receive your check promptly.
