Many Americans may not realize that a $1,400 stimulus check is still available for eligible individuals in 2025. While most payments went out in earlier rounds, a surprising number of people never received theirs due to missed filings, outdated information, or eligibility confusion. If you think you might have been skipped, there’s still time—but there’s a catch.
Who Still Qualifies for the $1,400 Payment?
If you didn’t receive the third Economic Impact Payment issued in 2021, you may be eligible to claim it as the Recovery Rebate Credit on your 2021 or 2022 tax return. This applies to individuals who earned less than $75,000 (or $150,000 jointly), including gig workers, retirees, students, and people experiencing homelessness or unemployment during that time.
What’s the Catch in Claiming the Money?
The catch is that to get the $1,400, you must file a past tax return, even if you weren’t otherwise required to. Many low-income individuals missed out simply because they didn’t file. The IRS will not issue the payment automatically unless you take that step—and the deadline for filing back returns is approaching fast.
How to File and Receive Your Check
To claim your payment, file your 2021 tax return and include the Recovery Rebate Credit on line 30 of Form 1040. If you’re unsure whether you received the payment, you can check your IRS account online. Free filing options are available through IRS.gov, and many community centers offer tax assistance to those in need.
Important Payment Details
| Detail | Information |
|---|---|
| Check Amount | $1,400 |
| Eligibility Income (Single) | Up to $75,000 |
| Eligibility Income (Married) | Up to $150,000 |
| Method to Claim | File 2021 tax return (Recovery Rebate) |
| Deadline to File | Before May 17, 2025 |
| Delivery Method | Direct deposit or mailed check |
There’s still time to claim your $1,400 stimulus check, but only if you act now. If you missed the original payment, this is likely your last chance to get what you’re owed. Filing a tax return may seem like a hassle, but for many it could mean receiving a much-needed financial boost. Don’t wait—check your records, file your return, and claim your cash before it’s too late.
FAQ’s:
1. Who is eligible to claim the $1,400 check now?
Anyone who didn’t receive the third stimulus payment and meets the income requirements can claim it through the 2021 tax return.
2. Is this payment automatic?
No, it must be claimed as a Recovery Rebate Credit—you need to file the appropriate return to receive it.
3. What if I don’t usually file taxes?
You’ll still need to file a 2021 tax return to qualify. Free filing tools and community assistance are available.
4. Will claiming this affect my current benefits?
No, this credit is not considered income and won’t impact SSI, SNAP, or other assistance programs.
5. How long will it take to get the check after filing?
Most people receive their payment within 4–6 weeks after filing, depending on IRS processing times and method of delivery.
