If you’ve been waiting for the next round of IRS-issued stimulus support, the time is now. A new $1,300 payment is being distributed to qualifying individuals across the U.S., but there’s a catch—the deadline to claim it is rapidly approaching. Designed to provide relief amid ongoing inflation concerns, this check could give your household a financial cushion, but action is required to secure it.
Who Qualifies for the $1,300 IRS Check?
The IRS has set income thresholds to determine eligibility. Individuals earning $75,000 or less annually, or couples filing jointly earning up to $150,000, may qualify for the full $1,300. Heads of household with income under $112,500 may also be eligible. Those with dependents could receive additional amounts. Importantly, eligibility is based on your 2023 tax return, so if you haven’t filed it yet, you’re running out of time.
How to Claim Before the Deadline
To receive the payment, eligible individuals must file or update their 2023 tax return before the stated IRS deadline. The IRS is using that data to identify qualifying recipients. If your banking or mailing information has changed, updating it through the IRS system is essential to avoid delays or missed payments. Online tools can help you check your status or refile if necessary.
IRS Payment Timeline
The IRS began issuing these $1,300 payments in early June and expects to continue through the end of the month. Direct deposits typically arrive within 7–10 days after processing, while paper checks may take up to three weeks depending on mail delivery times. If you’re eligible and haven’t seen your payment yet, you can track it using the IRS “Get My Payment” portal online.
Key $1,300 Stimulus Check Details
| Feature | Details |
|---|---|
| Payment Amount | $1,300 |
| Eligibility Based On | 2023 Tax Return |
| Income Limit (Single) | $75,000 or less |
| Income Limit (Joint) | $150,000 or less |
| Deadline to Claim | June 30, 2025 |
| Delivery Method | Direct Deposit or Paper Check |
With inflation squeezing household budgets, the $1,300 stimulus check could make a real difference. However, the window to act is closing fast. Make sure you’ve filed your taxes, check your eligibility, and confirm your information is correct to ensure you receive your payment. Don’t delay—waiting too long could mean missing out on this one-time benefit.
FAQ’s:
1. What happens if I miss the June 30 deadline?
You will likely forfeit your eligibility to receive the $1,300 payment. Act now to avoid missing out.
2. Can non-tax filers receive the check?
In most cases, no. You must file a 2023 tax return to be considered, even if you have little or no income.
3. Are college students eligible for this payment?
Yes, if they are not claimed as dependents and meet the income requirements, they may qualify.
4. Will this affect my 2025 tax return?
No, this check is not taxable and will not count as income when you file next year.
5. How can I check the status of my payment?
Use the IRS “Get My Payment” tool on their official website to see when your payment is scheduled.
